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I got a full OOW survey done, despite it having had one just 2yrs previously (accepted wisdom is you don't need one if the previous is within 3 years). Didn't find anything particularly untoward, but you really need the peace of mind. There's a boat under offer on my pontoon, and we suspect there is pretty bad rusting underneath, so the buyer could be buying a lemon if they don't get it fully surveyed - skipping it it could be a very expensive cost-saving.
kl
that sounds very wise