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Yes apps go if you stop paying, but you can pay a one month charge if you need it. To pay for the equivalent of the old cd I'll need to subscribe for 5 years there's very little chance of not having to upgrade software or hardware in that time (in my industry at least). You've got more flexibility with the design apps as there are a lot of apps that can open Adobe files, less so with premiere and AE.
One thing they could do though is have more options with the package, like having cheaper packages that just included the design apps or video apps but I would guess it's just not viable for them to make enough money by splitting the options as clearly some of the more popular apps are subsidising the rest.
Gewürzt
Maybe if you use everything its good value, but you are forced to subscribe to a lot of software you don't need. Also, reg lifetime payment, you do have to, as they take away the apps once you stop paying. There was time where I could buy CC outright and I could stick with it for as long as I wanted, now you need to keep paying to keep up to date to keep opening your files as as soon as you stop the apps vanish, unlike the Adobe CS3 CD I have in a draw somewhere... Software doesn't have a lifespan, it doesn't degrade over time, or wear out, the computer you are using now will work the same as it does today in ten years time so long as you don't change anything.