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  • Buying flat with short lease, to be renewed as part of the sale, turns out the person who everyone thought was the freeholder wasn't properly registered 15 years ago when they bought it, the official title belongs to a company, which now no longer exits. FML.

    What to do? Buy with a short lease (66 years) and hope it'll be resolved some time in the future? Hang around for an unknown amount of time until it's resolved? Sack it all off and buy a campervan?

  • You won't get a mortgage easily with a 66 year lease.

    Tell the seller to come back to you once they've sorted it and in the meantime look for something else.

  • Barclays have agreed a mortgage based on the current lease - they don't lend on hypotheticals.

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