You are reading a single comment by @stevo_com and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
Soul
@stevo_com
MA has now backed off his "you do offset, you do offset NOW!" stance after I said "eh, what about 5 year fixed" so is going to look into switching. He said he would arrange the switch for me as it could save me costs, time and paperwork. Which would be true, but if I stick with the Halifax, I can do it online without any of that.
I'm torn. He was a massive help when we got our first mortgage, I would have been totally lost (or at least it would have caused considerably more stress). But if I can do this myself easily with the Halifax, assuming I wouldn't get a mega deal elsewehere for a 5 year fix, I'm tempted to tell him I'll just do it myself.
But on the same hand, I want to keep him sweet as if I do need to do anything tricky in future, he could be valuable. I suppose if he just gets me the same deal as I can get myself with no extra hassle and he still gets commission from the Halifax, I'll let him do it.