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I see you've reached the full-bonkers stage of house hunting. A boat would be great but I don't think they're as simple as they were: Jacqui on here used to live on one and could probably fill you in.
Anyone know if she's still "on here"?
Sparky-
I see you've reached the full-bonkers stage of house hunting.
Seems that way, doesn't it? Useful to have @ioreka around for a dose of realism :)
skidlidsid
So Mum's become enamoured with the idea of me living on a houseboat. She's heard good things and wants to do the Rosie and Jim thing when she comes to visit.
On a scale of 1-10, how nuts is the following plan?
1) Buy a houseboat instead of a 1-bed flat, for a fraction of the price, while I'm young, single and foolish.
2) Have more of a fraction of my income to save, rather than paying a large mortgage.
3) In 5 years time have a bunch of cash/investments/whatever the boat sells for to spend on a nice place, but not as much equity.
Do houseboats appreciate or depreciate in value? What are the other costs? How the fuck do you finance a houseboat - surely you can't get a regular mortgage.
Just considering this feels nuts...