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  • Anybody got a help to buy isa? I am looking to transfer to lifetime isa with Skipton as they are the only ones offering it. This will increase my government bonus.
    And help me buy something.
    Anyone done this yet? What are the pit falls? I've heard that lifetime isa is part of annual allowance so lower your overall cash isa, which is fine as I am not likely to get anywhere near the limit of 20k

  • Anybody got a help to buy isa? Anyone done this yet? What are the pit falls?

    It's pretty straightforward. Now it's well over a year since the scheme started the banks should be more clued up now. Unfortunately my partner and I were one of the first customers to successfully use their H2B ISAs, so they weren't too sure themselves as to what the process was.

    https://www.lfgss.com/comments/13189978/

    Essentially, try and save the max allowance. Close it once you get a completion date so you (and your bank) aren't rushing around in a panic to get you your money in time for the completion date.

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