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  • Could you expand on that?

    The discount you get for forfeiting a room doesn't stack up against the disadvantages; you can't get a lodger in (which is a super great way of buying more equity if SO) and it's harder to sell because there are less people who will consider single bed flats. For example landlords - they aren't a fan.

  • The discount you get for forfeiting a room doesn't stack up against the disadvantages

    Conversely, there is a relatively big premium for a two bed flat as many people want that extra bedroom over a one bed. If you buy a one bed your mortgage payments are more affordable so you don't need to get a lodger and compromise your private living space (which to me is one of the main benefits of home ownership, I had some great flatmates but...).

    Laner's advice is good if you want the option of easily renting a room out. Alternatively, do what we did and buy a one bed with a cellar. We've always got the option of going down and creating a few more rooms, for way less than it would cost to sell up and buy a bigger flat.

  • Yeahbut shared ownership though

    If you are doing whole of market then yea you have other options

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