My fixed rate is up at the end of sept and my advisor really wants me to go for an offset mortgage rather than another fixed. Anyone else on offset or has strong opinions either way versus another fixed product?
What's your advisor's rationale for promoting the offset mortgage? Higher commission?
For me, it's easier to keep savings and mortgage separate, but for those more disciplined people, offset could work.
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My fixed rate is up at the end of sept and my advisor really wants me to go for an offset mortgage rather than another fixed. Anyone else on offset or has strong opinions either way versus another fixed product?