I am genuinely seeking an answer for 'always overpay' rule.
Like I say, it's not a rule - if you can make the money work harder elsewhere, do that.
I think as a guiding principle it makes sense... if you have say a generous company pension and your investments are well balanced and you aren't sure what to do with the extra dorrah kicking around in your bank account at the end of the day.
Like I say, it's not a rule - if you can make the money work harder elsewhere, do that.
I think as a guiding principle it makes sense... if you have say a generous company pension and your investments are well balanced and you aren't sure what to do with the extra dorrah kicking around in your bank account at the end of the day.