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laner
Howard
Or just move further out until you can afford a two bed - it won't be far because as I said the one bed flat discount is tiny - and never get in dire financial straights at all because someone will always pay a hefty chunk of your mortgage for you to stay in your spare room. This is tax free and this is a trick you can only early on in your life but as time goes on it becomes much harder.
One bed modern flats are bankers crash pads only.