-
Neither route feels like value, though.
I'm really confused by this whole chat.
If anyone is after a "value" car and they don't do a decent amount of mileage, they they should download the Uber app and buy a zipcar/similar subscription.
If you drive enough miles to warrant the cost of owning a car and are happy to keep it serviced then you should spend a couple of grand on a small engined Toyota Auris with plenty of life in the tyres and drive it into the ground. If you can't be bothered just get a 2-3yr lease for c.£100 p/m.
There is nothing good value about cars.
http://www.ebay.co.uk/itm/2009-09-AUDI-RS6-AVANT-ESTATE-5-0-V10-TFSI-AUTOMATIC-PETROL-RED-/263097035942?hash=item3d41ce2ca6:g:D88AAOSwXetZWnZR
~£750/month on for a loan to cover the purchase price (over three years).
I suspect £750 on a lease/PCP would get you into something quite interesting, question is how much would the RS6 be worth in three years? The lease option means you have nothing, but then you have also driven a brand new car for that period of time so you'd have a warranty and so forth.
Neither route feels like value, though.