• This is for an example V90 (not one I would order, I would point out):

    Your price*
    Personal lease including servicing and maintenance
    Monthly rental: £508.67
    Initial rental: £6,104.04
    Contract length: 24 Months
    Miles per annum: 5,000 Miles

    Which doesn't use that terminology, but would appear to be 12+24?

    You would therefore pay just over 19k during those two years, which includes VED, servicing, tyres and so forth, on a ~45k car.

  • 12+23, the initial rental is month one, then 23 more after that. So the total cost is £508.67 * (12 + 23).

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