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sure. my point was more that you can run a car on basic maintenance and it last a long time. a lease is the best way of having a fixed cost, but that will be massively higher than the cost of running a nine year old golf, head gasket/clutch notwithstanding...
sorry if my reply came across as agro - it wasn't meant to.
BRM
That's also anecdotal though- what if it needs a clutch and head gasket in addition to the fuse? That's far from impossible if it's been a town car all its life and the coolant bottle starts weeping.
WRT option 2 my cars combined age is 40.