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Insure and go paid out big time for me when I made a big claim in NZ years ago.
Just check. You don't want to be left short. ETA do cover TCR for sure, and it is only like £20 with a policy for them.
skinny-
I have a feeling I used https://www.eta.co.uk/insurance/cycle/ last year but I can find no record of their name in my email.
hippy
All I care about is starting. Insurance companies weave out of everything anyway.