• It's insurance time again, last year it was £218.56 and i had my licence for a full 12 months (in my 1st year it cost about £450 ish)
    This year I've done a comparison and now I have my licence 2 years I assumed another (smaller) drop was not inevitable, but even my current provider is quoting slightly higher than last year's quote (this was on their site)
    Am I better off calling and renewing or is it likely to be the same quote?
    I don't think £220 is actually that bad, considering I do 10k miles commuting, but if I can get it cheaper I'd be happier (obvs)

  • calling and renewing

    Always call your current insurer.

    • 99% of the time they add some cheeky extras that cost you more if you autorenew
    • 99% of the time they'll drop the price a bit if you ask... altho prices are going up so there's not always much they can do.
  • also to the above. call just 'to check over the current details on the policy' mention you have had other quotes coming slightly lower.

    then wait until just a day or so before the actual renewal and call back. in my experience the quote on the second call is always lower.

  • Who you with if you don't mind me asking. Mine is coming up as well and I was wondering if you've figured any techniques into dropping the cost a bit?

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