You are reading a single comment by @mespilus and its replies. Click here to read the full conversation.
  • If you're within a decent period of retirement (10 years), I think the best thing to do is bury any overpay in to a SIPP, take the 20% uplift (tax rebate) and then pay off the mortgage with the 25% tax free drawdown. Ezy gainz.

  • Thanks for that suggestion.
    Different circumstances, but can gain from a Government funded lump sum in 10 years time.

    Presumably one needs to find a broker to set up a SIPP.
    Any recommendations?
    The only firm I have had any contact with, in the past, was Hargreaves Lansdown,
    but, with their founders' support for brexhit they will never profit from the sweat of my brow.

About

Avatar for mespilus @mespilus started