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NotThamesWater
That's the thing, the neighbour of a friend of mrs_com was a victim recently of exactly the method I described (£30k although nothing to do with Glazer Delmar) and neither the bank that hosted the bad actors' account nor the solicitor could give a fuck. I only know as she got wind of what my job is and contacted me.
Until they can be shown to be negligent through not preventing it, the consumer gets fucked.