You'll set it at 10 years but will get a new mortgage in 2 years. Apart from the psychological side of felling better or nudging yourself to pay more it kind of doesn't matter about the term, as long as you can afford the min repayment over the 2 years and the max possible payment is not less that what you aim to pay. then get a new deal.
You'll set it at 10 years but will get a new mortgage in 2 years. Apart from the psychological side of felling better or nudging yourself to pay more it kind of doesn't matter about the term, as long as you can afford the min repayment over the 2 years and the max possible payment is not less that what you aim to pay. then get a new deal.