Owning your own home

Lovely. I love SE26

http://www.moneysavingexpert.com/news/mortgages/2015/03/decrease-the-term-or-overpay-my-mortgage-martin-lewis-answers

I can sell you a house in TW2...

In my experience kidz means all the things you like about London will suddenly become either utterly trivial or you'll be too knackered to appreciate them. Bail and accept your fate!

Obviously the other consideration is what your money can do elsewhere. Each month I have a standing order to a stocks and shares ISA which I could use overpay the mortgage. The ISA is averaging about 8% over the past couple of years though so that's earning more than paying off a mortgage with a low interest rate.

Obviously if there is no guarantee on those types of returns and it's possible that in 5 or 10 years time the interest rate will jump to something high, negating those savings.

wrt gtfo'ing LDN. it's not so much london i'm particularly fond of, it's my neighbourhood.

I'd forgotten about my stocks and shares ISA.

go on

I'll PM the details

West Norwood and most places downhill from CP.

I'm here too & on that fb group. living on Perth Rd. Bought a wreck in 2014 and still living in a building site...
Occasionally chime in with pro MH posts. The folk who post a lot on that group are a decent bunch who care about the neighbourhood, don't be too harsh on them. Fear of change is a natural emotion. Malcolm the pub landlord is a local legend, along with his wife Rita.

Have you been to anerley and Elmer's end?

I've driven through. Quickly.

Mrs hell was at a house warming in Sydenham of the weekend, she likes it. Frankly her opinions are the only ones that matter round these parts.

I wasn't invited. For obvious reasons.

Yes through open rent. It saves both you and the tenants getting rinsed by EA fees

There's always penge.

Which sounds like a debilitating skin condition.

You'll love Penge.

i dunno. a lot of these propositions are predicated on the possibly flawed notion that you get a little more for your money the closer you gravitate towards cr*ydon.

Penge ain't near Croydon bruv.

it's nearer to it than #wn4l, fam.

We've missed you at the West Norwood Fist Double Denim Rad Dads shit DJ and Colouring in Corner. You know you're always welcome.

(new page fail. @greenhell @Chalfie @diable)

Speaking of Penge

The house I grew up in is up for sale at the moment.
http://www.rightmove.co.uk/property-for-sale/property-60322747.html

Pretty sure I said I lived in Anerley. Because that's obviously vastly better...

#penge4lyf

Which only dogs get.

it's lovely. bit rich for my blood. where did you hide the grot mags?

Loose floorboard in the top bedroom. Probably still there. Picture 10, under the rug.

Try the North.

Man needs to eat

Do they need a uke player?