It makes no difference cos you live there. It's all fantasy money, you have a roof over your head and every payment means you own a few more bricks and tiles. It's not worth worrying about paper profits, it changes nothing till you move.
The size of that payment you make depends on the price of your house (LTV) and what's going on in the economy (interest rates + inflation for your own affordability).
It makes no difference cos you live there. It's all fantasy money, you have a roof over your head and every payment means you own a few more bricks and tiles. It's not worth worrying about paper profits, it changes nothing till you move.