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  • If my mortgage advisor and zoopla are correct, my LTV will have gone from 95% to 60% in two years. So my remortgage will be £217k borrowed against a £361k place.

    Sticking with the current lender will likely be much easier than having to re-apply elsewhere. Is there going to be that much of a saving at that level to warrant moving lenders? As it stands, staying put with the Halifax drops my monthly payment from £1,300 down to under £900 on a 2 year fix, which makes me happy.

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