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how!? over paid?
Doesn't sound too odd given property prices. Mine's gone from 75% to 36% in just under 4 years #boastpost. With normal repayments it'd be 62%. With overpayments 56%.
Then the overwhelming difference is the bank have estimated the house has gone up in value by a little over half.
duncs
amey
how!? over paid?
3.19% is quite high IMO. My 2 year 2.24% is coming to an end in October I have a choice of another 2 year fixed or 5. Five comes with £90 more per month because of interest rate diff. I am ok to do a bit of admin (and broker takes care of it for £100) than pay banks more for the same thing.