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amey-
I wouldn't suggest forging for insurance purposes.
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I needed one for the marmotte, forged it as the guy who'd organised entry and hotels, I'd call him a tour guide but that would be giving him a veneer of respectability, neglected to tell me I needed one. I typed a letter on the Nokia 9210 I had at the time, faxed it to a laundry company in Alpe d'Huez, and presented it at sign on. They barely looked at it.
c*j*f
andyp
They hardly look at the medical certificate. Don't worry.