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@JWestland
I don't think we can dictate to others how we feel. For you money seems less a deal, but I think reading the whole thing that it's not so much the money but the feelings around the event of shame, failure etc...
Usually it's not about the "thing" but what reactions it generates in us. And we are not all Zen buddhist monks training to take whatever in life with no bother :)
[debts can feel like a personal failure for example...]