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@aggi
Cheers all. I looked at the ABI calculator and it doesn't really give you an option for a house split into flats but suggestions are probably £300k+ for the full property (if we're going on the sash window count, the house has 20 of them).
The insurer hasn't recommended a rebuild figure (you can of course use their surveyor for £300 plus VAT), just says it is probably too low from use of Google Earth.
I may have a look at some other providers, bringing the rebuild value up by £80k adds another £100 to the quote.