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  • It was with HSBC, it's gone to appeal but the advisor at the branch isn't hopeful. The reason they gave was because we're a single income family - which they knew. We explained our circumstances right at the very beginning of the process so it's not like it's something they have only just discovered. Nothing else came up on the credit report or any other red flags aparrently.

  • Man, that sounds really harsh. Surely there are thousands of people in that situation (families with a single earner) applying for mortgages?

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