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unless you are confident the house is good, go for a full structural or stick with the box-check mv.
the homebuyers is 400 squid. most surveyors are on 100plus knicker an hour - how much effort do you think goes into something they need to inspect and write a report on in four hours? 1 hour travel there and back, one hour survey, one hour to write the report and an hour to do the admin.
on the most expensive thing you will ever purchase? especially when they can caveat it to fuck with surveyor speak...
BRM
You can usually request to 'upgrade' the standard mortgage valuation up to a Homebuyers or even a Full Building Survey. May be a little cheaper than going independent, plus the mortgage valuation they then provide to the lender could be more accurate too.