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As someone who has never spent that much on all of the cars I've owned put together and who's views are tainted by selling cars for the early part of my working life, my opinion on your options are twofold:
- Stop trying to make it perfect, do the bare minimum in paint and non critical repairs, use it, enjoy it and then upgrade to a 997 or even a 991 in a couple of years.
-Spend all the money, get it to exactly the standard you want it, make it the best 996 Cab in the UK (hell even the world). Ignore the expense but never ever think about selling it. Think of it as a car to last until your 7o's that you'll take to Porsche Club GB events like old boys do with mint Targas and 912's now.
I'm guessing you've probably already come to the same conclusions though.
- Stop trying to make it perfect, do the bare minimum in paint and non critical repairs, use it, enjoy it and then upgrade to a 997 or even a 991 in a couple of years.
To finance a 991 Targa (new) would be ~£1,600/month for 36 months, then a final payment of just under £50,000. It's a 100k car.
I bought my 996 in September and will have spent £2,750 per month if we divided where I'll be after I pay this latest bill over the eight months of ownership. Of course, for each subsequent month where I pay nothing that cost goes down.
Looking at it, and I agree that this is insane, I think I'll be at just under 30K by December.
That'd be £1,875/month at that point.
Maybe I should review my policy of buying older cars?
Anyway, that probably means that the engine will blow up in January 2018 and I'll be out another 10k on a rebuild to 3.7 litres.