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The Bandit wasn't a serious suggestion for you ;) Although I took a newer "s" for a test ride and can see why so many liked them.
Get the rational for finance when rates are so low, but I wouldn't write off used on reliability. I found three MT07 with really low miles for around £4.5-5k. One literally had under 500 miles another was a spotless garaged/sunny day ride.
XRS09?
the exact opposite of a Tiger
hugo7
Soul
Whatever i get, it will be a new lease - not going down the route of used bikes. Especially anything that could have been used on a commute in London. Need something reliable.
I had considered getting another MT07 but i much prefer the power band of the triple.