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That sucks. If it was a new bike, do you not get the replacement value less the excess?
On the next bike the Thruxton sounds like a odd addition to the shortlist if you're looking at a Tiger or Mt09 Tracer.
For longer miles naked bikes are very naked - but I guess it depends on the speeds you're planning.
hugo7-
I don't know - MCE aren't super clear in their Ts&Cs...
The maximum amount we will pay will be the Claim value of your motorcycle immediately prior to the loss, but not exceeding your estimate of value shown in your policy schedule.
Thruxton is in the mix pending discount from Triumph. It's almost 100% used as a commuting machine so low speeds and i've done 1,500 miles in two days, motorway speeds, in the pissing rain, on an MT07 before so not bothered by the odd bit of wind and rain on the commute.
Soul
Stolen bike update -
The MT09 was deemed a Cat B Total Loss (RIP). Just waiting on the settlement figure...
At the moment, i'm assuming i'll be about £2.5k out of pocket and left with about £3k in cash to put back into a new bike.
I'm also waiting to hear if i get a discount on Triumphs as i'm looking at a Tiger 800xrt or a Thruxton R.
If not, i may just get another Mt09 Tracer - it was a really good bike.