-
Maybe that's your issue. You need to be on it, and think ahead.
If you were already wet, no wonder you were cold.
I know what you mean though, but with riding minimally, you can't have the right thing for every occasion, so you have to compromise on what you're wearing. I will often wear my rain jacket, when normally I wouldn't, but I don't have anything else.
So basically. Quit bitching, you've enough stuff, just compromise. Or take a pannier full of your wardrobe.
My point is I wasn't super cold, not cold enough to stop and fiddle around with getting jacket out, I was already wet from the rain, etc. Once I put the rain jacket on I got warmer but I don't want to wear the rain jacket all the time, which was why I was thinking about a gilet alternative - a windstopper or winterish jersey to go over a superlight jersey.
In hindsight I probably should've put down on when I grabbed food but I'm not clever when it comes to clothing. I just suffer and then realise I can't move body parts any more and it's not getting warmer and by then I'm probably looking for a hotel or something anyway :)