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@jaitch
yeah I am awaiting the lifetime Isa's to go live over the next week so I can switch my help to buy Isa into it. I think the only thing I dont like about them is like the regular savers, they will have a maximum contribution per month.
Thanks for the tip. I guess I was looking for a bit of validation that i was doing the right thing/not missing an easy trick and also a slight frustration that realistically even with 2/3 regular savers accounts with ok % in, I will still have extra money each month that will just sit in an easy saver earning pittance. I guess I could open even more accounts...