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@Fresh
Some interesting stories here, and pleased to know I'm not the only one unsatisfied in their current situation.
A few years ago I moved to South Australia with my GF at the time. In the process gave up working in a 'proper job', which I was sick of, and worked as a bike messenger. Riding around in the sun AND RAIN was sweet (most of the time). Spent my time on standby thinking about setting up my own business/store/cafe. Actually started a very small 'business' (if you can call it that) designing t-shirts for a while, which sold in bike stores and online. Then switched to temping for different local government departments to try and start a 'career'. Spent my time thinking about a business/store/cafe. Due to breaking up with the GF, moved back to London.
When I got back I slipped straight back into a similar role to what I had left about 3 years previously. Thought about retraining, partly to get a skill needed to get back to Oz. Partly to set up my own business. Decided it would cost too much and take too long. That was 5 years ago. I'm still in the same job...thinking about setting up my own business/store/cafe.
The 2 main reasons I haven't taken the leap are 1) As soon as I think about how much it would cost, and how I could pay rent while retraining or setting something up. 2) The fear. Taking a leap of faith and scared it'll go wrong...and 3) More importantly, the idea keeps changing.
I feel like my ideas of what I picturing it being are gradually becoming more comprehensive. And started looking at how to go about creating a start-up. But the fear, although lessening, is still there. Esp with regards to financially.
I realise this sounds very vague, but the idea is essentially a store. I picture it being bricks and mortar, but considering online, at least to begin with (due to The Fear).