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its quite likely I am going to be saving for at least a year. I can utilise the £200 a month allowable payment into a help to buy isa but the rest of the available cash I can save is useless adding to that at 2% when I can put it into one or two regular saver accounts with First direct +another for example paying 5% (but maximum monthly deposit of £300). im trying to maximise the interest as quickly as possible. Before I approach any lenders, I will then consolidate the savings all into one place in order to make life easier.
jaitch
Just consolidate your savings accounts, lenders like to see the deposit all in one place.