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I want to get my foot on the ladder so am not adverse to starter homes, part buy part rent, flats, a bit of doer-uppers etc. point is I need to get on the ladder and stop paying rent.
I'd lean towards doer uppers if you have the skills and can stomach it...
or "what did you all do at this point and what would you do differently with hindsight?"
...because the likelihood is that the first place you buy will disappoint you in some way. A doer upper will lower your expectations and also allow you to increase the value of the place reasonably easily, assuming most of the work you do will be cosmetic / non structural.
Like @BQ I also bought through SA. It was OK. Like BQ, I got pissed off at the staircasing process, even though objectively it's not bad.
The problem with SA is that you have all the responsibilities of ownership, but not all the advantages, i.e. I believe you'd pay 100% of your allocated major works charges, even if you only own 35% of the equity. But maybe some other leases are different.
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Howard
So I am at a starting point, I have cleared all debt, have about £5k deposit already that I can add about £700 to each month if i rein in a bit of silly luxury spending in order to up my deposit. I want to buy (not London, Kent) does anyone have any advice or tips for doing so?
I want to get my foot on the ladder so am not adverse to starter homes, part buy part rent, flats, a bit of doer-uppers etc. point is I need to get on the ladder and stop paying rent.
or "what did you all do at this point and what would you do differently with hindsight?"