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skinny
Is that true?
He said he didn't have insurance, I asked "not even under your home"? He said no.
I've had cover under my home insurance for along time now specifically for this type of scenario when I was commuting by bicycle in London.
I've submitted a police form and on hold to my insurers to notify them.
Still a bit shaken up, as he ran full pelt into my side so I never even saw it coming. Guess it's just good he wasn't a bit faster and I wasn't a car otherwise it would have been really awful.
But surely if you cause damage to someone you are liable?