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  • Got their details.

    I'm fine but the bike is damaged.

    So I should call the police then?

  • You can only claim against them if they've 3rd party liability.

    You need to ask them nicely for their insurance details. You can't get them to give you the details, but ask nice. Then give their details to your solicitor and submit a claim.

    Home insurance often includes 3rd part liability. Ask for that if they don't have cycle specific 3rd party (ie. british cycling)

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