• Totally my fault.

    Nope.

    HGV didn't check its mirrors, so not totally your fault, partially your fault.

  • Lights were turning green as I came past its rear, and on that occasion the driver checked again at the last moment having turned the cab, and shunted to a stop. Still got legs.

  • The driver should have checked his/her mirrors before starting the turn, not after.

    Also, if an HGV has time to clock the lights changing, start rolling and begin a turn in the time it takes you to spin 25ft you need to get a higher gear.

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