You should be provided a Re-instatement cost in the mortgage valuation - This is what you provide to your insurers. They don't care how much you bought it for, only how much it would cost to build again.
@pifko started
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You should be provided a Re-instatement cost in the mortgage valuation - This is what you provide to your insurers. They don't care how much you bought it for, only how much it would cost to build again.