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  • Suck up the damage costs. If you didn't have a brake then the accident was as much your fault. Claiming money and/or fitting a brake for insurance purposes is fraud. It's now in the public domain forever that you were riding an unsafe bike and insureres are free to check here

  • Indeed. If you want to be all #yolo about riding brakeless, suck up the consequences.

    Is the other cyclist involved in the accident on here I wonder ?

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