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Emyr-
....eh? O_o
It's hard to get such benefit systems right, it seems they want you to eat up savings first. Which is fine, but then how do you think people will be able to buy a house/afford uni for their kids? Perhaps ear marked savings are the way forward, but those also need audited maybe...auditing costs £££
She can't put it into a savings type that won't count? No idea if such types exist (ISA?) but yeah savings means you get nothing.
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Put your money where your mouth is.
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JWestland
deleted
That's a problem in The Netherlands too, once people go off benefits onto minimum wage they lose certain council benefits, such as free appliance repairs etc.
It means the system isn't working for some people, how to fix it I don't know.