• It's a home contents policy, so it covers all contents. Any individual bike could never exceed 7.5% of the total policy, so the contents are insured for over £150k. I pay about £140 per month for this... but it covers the Robin Mather, Serotta, Thorn, Brother, Brompton... as well as tons of computing equipment, my wife's research library (several thousand expensive books) and so on.

    It's not cheap, but we have expensive things... I originally chose Hiscox as they insure fine art and collector cars, and I wanted my bikes to be insured on a similar basis by an insurer that could comprehend custom build expensive bikes.

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