• If I'd been in your shoes and not even able to claim compensation from the insurer for bike/lost wages etc I would have been fucking livid.

    There's a point in life when I realise I feel fairly defeated. Not having the privilege of a decent home, the violence and abuse of my youth, spending time on the streets, shoplifting to survive and have it impact all future travel (even today), living in a council estate that's constantly full of drama, just life stuff... but always having expectations lowered, a sense of worthlessness pervade.

    I basically feel defeated when I come up against bureaucracy. I don't know the game, I fail at it. I hate it, it depresses me.

    If I can, I disengage. I work out how to survive, for my own sanity, even if I face huge losses in the process.

    This feeling is back again.

    I'll go through the motions, but my heart isn't in it. There's anger, but there's also depression... and guess which one hits when I approach the police station, look online to see what the MIB claims process is.

    I just want to heal, be happy. It would be nice to be able to believe that the Serotta is fine, it's rideable. It would be nice to think it could be replaced if not. But I'm not feeling hopeful, and I just want to heal, be happy.

  • Just thinking about your bike.

    That Serotta's a fucking beautiful thing. You worked hard for it, and obviously enjoyed having it. It's now potentially damaged.

    My CF frame was written off without even x-raying it as the cost outweighed the probability that there was hidden damage and my helmet/injuries were enough to prove to the guy doing it that it had been a significant collision).

    Sounds like you're healing well and that's great, but you don't know if in a few weeks something serious will crop up-that's why most insurance claims take at least a year and several expert medical opinions to settle.

    Even before getting to the abstract issue of 'justice' and with the caveats of sometimes life's too short etc, given half a chance to ensure just the material side of your losses are protected I'd be hanging on to that possibility like a rabid dog till that avenue's full exhausted man.

    And if you had to insure your life to the total value it represents to the forum and its users your premium would cost more than Peter Sagan's, so think about that too!

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