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Yes, I was thinking about Herne Hill, and also about the experience of a friend, who had a terrible time extracting compensation when his house was flooded. He had to wait for ages and jump through loads of hoops. Other people in his street who were insured had it much easier (although not all the insurance companies were as good as promised).
No, sadly not. Here in Herne Hill a few businesses closed for good after the flood due to no payout from the water co's...