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They may do. Obviously very hard to predict. A few years back a lot of prices dropped and people were stuck with negative equity (obviously not a problem in that aspect for you).
Ironically a big increase in interest rates could cause that but no-one knows what's going to happen.
Other issue to consider is the tax if you suddenly need the money and you haven't been living there. You need it to be your principal residence if you want to minimise tax.
aggi
With interest rates at, essentially, zero percent, our savings are looking to take a four percent hit over the next year. Are house prices going to do that? And if they do, we'd still have the house mortgage free.
Really happy to be told this is dumb though.