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Depends on the costs....
Borrowing is cheap at the moment with interest rates low but there are limits to loan values and i assume it would be tough to get anything long term signed off as you're a contractor.
You can borrow against your mortgage but i don't know what your LTV, fixed term or interest rates are so it's hard to recommend.Do you have any idea what you want to do and how much it might cost?
Soul
ChainBreaker
How easy is it to get financing for a reno? Who is the best to go for?