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Not a financial advisor but for long term investment low cost index trackers are a safe bet, but timing is key with a lump sum I would try to buy in a dip. This low rate environment savings are pointless, but I would still allocate a portion to it, for easy access if required.
Buy to let was the no brainer of a generation but the tax changes may now mean it's not as feasible. But the right property at the right price is a gold mine.
Good luck, timing is key and I'm kicking myself for sitting out a lovely bull run taking place.
Can anyone recommend an independent financial advisor?
I inherited some money a few years ago, the majority of which went towards my mortgage deposit. Now I've inherited a bit more and I have a son on the way, so I really think I should be doing something more intelligent with the money.