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@Greenbank
I lived in SanFran (12 months), NYC (2 months) and KS/MO (12 months). Company sponsored my H1B visa.
Loved my time there but I moved back 4 months after 9/11 as many of the nice people I'd met and worked with turned into racist twats. (I appreciate that many Americans are not racist twats.)
Had a corporate Amex card so didn't have to worry about credit myself. I could use the card for personal stuff as I had to settle the bill myself anyway and claim expenses for any work related stuff. Also had my apartment(s) provided by the company, which certainly helped.
Picked the wrong bank and had problems with them for ages (took 2 months to even get a temporary ATM card) so I'd generally just visit a branch and take out chunks of cash to use.
Love living in London, no plans on moving away, would miss too many things about it. Maybe things will be different in 12 years when daughter supposedly leaves home.