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@aggi
I went with London and Country. Didn't have any problems in terms of delays or anything, they probably chased me more than I chased them. You're dealing with one specific person so you have a point of contact who is handling the whole thing. They try to upsell the life insurance side, which I suspect is where they make a fair bit of the money, but you're under no obligation to take them up on that.
On the other hand, I had straight-forward requirements. I'm salaried and wasn't an edge case for the multiples or LTV so nothing too complicated.