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Every time I've looked at insuring bicycles against theft or damage, the cover available has been either completely useless for nice bikes or so expensive that you're better off self insuring.
gbj_tester-
Every time I've looked at insuring bicycles against theft or damage, the cover available has been either completely useless for nice bikes or so expensive that you're better off self insuring.
It used to be available on most home contents insurance policies with no problems claiming. I had a £2k claim that went through fine (with John Lewis' predecessor, not the current one). But then the insurers are finding that bikes are stolen so much that they're trying to limit their losses by limiting the single item value, or the maximum value claimed for bicycles.
What you'll generally find is that yearly bespoke bike insurance costs 10% of the total value of the bikes.
I'm with M&S but I haven't checked the latest paperwork to see if they've changed their wording so I may not have them completely insured.
Greenbank
I'm guessing that means no one will insure them as part of my contents insurance?